Budgeting Budget Calculator Monthly Budget Calculator Income Monthly Income (after tax) [i]Your total take-home pay after taxes. Needs Housing [i]Rent or mortgage, property taxes, and related housing costs. Utilities [i]Electric, water, internet, and phone bills. Groceries [i]Food and household necessities for your home. Insurance [i]Health, auto, renters, or other monthly insurance premiums. Transportation [i]Gas, public transit, parking, and vehicle maintenance. Wants Dining & Entertainment [i]Restaurants, movies, concerts, and leisure activities. Shopping [i]Clothing, personal care items, and household goods. Travel [i]Vacations, flights, hotels, or weekend trips. Other [i]Miscellaneous expenses not covered elsewhere. Savings & Debt Mortgage [i]Monthly mortgage payment toward your home loan. Car Payment [i]Loan payment for your car or lease agreement. Student Loans [i]Monthly payments toward student loan debt. Credit Cards [i]Credit card payments to reduce outstanding balances. Savings [i]Money you set aside monthly for emergency funds or future needs. Your Goals Desired Monthly Retirement Contribution [i]How much you want to contribute to a retirement account monthly. Desired Monthly Emergency Savings [i]How much you want to set aside monthly for emergencies. Calculate Budget
